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Accident Sickness Unemployment Insurance

Accident sickness and unemployment insurance (ASU) is an optional insurance usually purchased to ensure that your mortgage is paid while you are off work as a consequence of an accident, sickness or unemployment. This is also why it is commonly known as Mortgage Payment Protection Insurance (MPPI). The downside, like all insurances, is that you have to purchase it in advance. But on the flip side, given the choice of paying a relatively small payment per year or the chance of losing your home as a consequence of an accident, sickness or unemployment, which would you choose?

If you are employed you may have a scheme at your place of employment covering you in case of an accident or sickness, but it is highly unlikey you will be covered against redundancy.

Blue Moon are not tied to just one insurance company, we are working on your behalf and will search through the leading accident sickness and unemployment insurance providers to make sure that you have the best accident sickness and unemployment insurance to suit your pocket.

If you would like a quote for your mortgage payment protection insurance give one of our friendly advisers a call on 0800 011 20 21.

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Blue Moon Mortgages Ltd 2006. (c) All rights reserved.
Blue Moon Mortgages Limited (Registered no. 5588223) is authorised and regulated by the Financial Services Authority (FSA No. 451679) for pure protection, residential mortgages and general insurance business. Not all buy to let mortgages are regulated by the Financial Services Authority. Not all commercial mortgages are regulated by the Financial Services Authority. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. The overall cost for comparison is 7.0%APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. There will be a fee for mortgage advice. The exact amount will depend on your circumstances, but we estimate this will be £495 for a straightforward application and £595 for impaired credit lending.